Cashless: Fintech, CBDC and AI at the speed of Asia

Cashless: Fintech, CBDC and AI at the speed of Asia

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Banks

The Future of Mobile Banking: The Top 18 Trends for 2025
Mobile is now the primary expression of a bank's brand
APAC Banks Dominate Digital Banking
APAC is a region of contrasts, and legacy systems are still a major drag
Humbled by Hype: 80% Use GenAI—80% Still No Profit
Contrary to consultants' predictions, GenAI has a long hard road ahead.
FinTech An Emerging Disruptor: Stealing 3% Of Incumbents' Revenue And Climbing
Fintech's outgrew incumbents 3x the pace in 2024
GenAI in Banking: Game-Changing Success Stories
Some banks are "evolving" and successfully putting GenAI to work!
Banks Bleed Revenue to Nonbank Fintechs—AI Can’t Stop It
AI is seen as the miracle cure to all ills, but it can't help banks staunch the bleeding.
Stablecoins: Crypto's Killer App Until Banks Crash the Party
Banks may be disruptors, but are they willing to sacrifice payment revenue?
Bottom Line: Forget Banks—Crypto & Asset Managers Rule Tokenization
Banks have too much to lose to drive the tokenization revolution.
Banking Reimagined: A Curated Guide to Disruption or Demise
A collection of my most relevant articles on banks' existential transformation
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Rich Turrin
US Dollar Stablecoins are Going Mainstream: Brace for Impact
The Wall Street Journal reports that a bank consortium may enter the stablecoin market.
For Banks The AI Reckoning Is Now
What banks do in the next five years will define the next thirty
Five Killer Tests for Stablecoins End In a Stalemate
Stablecoins are great but still need work for mass acceptance
© 2025 Rich Turrin
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