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The Knowledge Vault: Payments, CBDC & Tokenization
The payments revolution won't slow down. This vault does the catching up for you.
Mar 24
•
Rich Turrin
SE Asia's QR Digital Payment Revolution: Transforming Cross-Border Trade & Inclusion
Real-time payments promote local currencies and reduce USD exposure
Feb 27
2
1
The Knowledge Vault: Banking 2026 – The Year Disruption Gets Real
Stay ahead of the curve in 2026 with predictions and insights, including my "Top 6."
Feb 26
•
Rich Turrin
Agentic AI Hype vs Reality: 84% of Execs Call It Transformative – Only 26% Use AI Effectively, 5% Measure Success
How do you know if Agents are transformative if only 5% have success metrics?
Feb 24
1
1
The Knowledge Vault: Asia & China 2026
Helping you understand the "Asian Century," and how Asia today is the West's tomorrow.
Feb 22
•
Rich Turrin
Top posts
Stablecoins: Clean Up or Miss Out on the Future
Mar 9, 2025
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Rich Turrin
6
2
Why Agentic AI ROI Isn’t Just Revenue – Look Wider or Miss Real Wins
Feb 1
5
Chinese New Year Shockers: DeepSeek Innovations and X’s Superapp Goals
Feb 2, 2025
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Rich Turrin
5
3
The Quantum Threat: Trillion-Dollar Risk That Could Break Every Bank & Crypto Wallet in a Decade
Jan 25
4
The Top 10 Most Popular Insights of 2025
Jan 4
4
2
CBDC, Stablecoins and Related Topics
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CBDC
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Tokenization: Speed Kills, Without Global Interoperability (Part 2 of a two-part series on tokenization)
The IMF's concerns about tokenization go beyond the hype
Apr 12
Tokenized Securities Settlement: How Fast is Too Fast? (Part 1 of a two-part series on tokenization)
Why T+1 or T+2 with on-chain DvP beats instant settlement
Apr 7
•
Rich Turrin
What Asia Knew First: Digital Wallets Now Lead Global Payments — 2026 Global Payment Report Says Cards May Never Recover
The US is plastic cards' last stronghold, but that's changing fast.
Apr 4
1
2
Tokenized Gold's $4B Market: Can Standardization Close the Gap With $559B in Gold ETFs?
Tokenizing gold will make it spendable, not just storable
Apr 1
Mobile Money Surges to $2T with 20% Growth: Millions Gain Access to Credit, Savings & Insurance
Mobile money is bringing inclusion, and with it comes real GDP growth
Mar 28
Asia & China Focus
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Asia
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STANFORD BOMBSHELL: "The U.S.-China AI Model Performance Gap Has Effectively Closed."
U.S. private AI investment: $285.9 billion. China's: $12.4 billion. Performance gap: 2.7%.
Apr 15
What Asia Knew First: Digital Wallets Now Lead Global Payments — 2026 Global Payment Report Says Cards May Never Recover
The US is plastic cards' last stronghold, but that's changing fast.
Apr 4
1
2
Non-USD Stablecoins Just Grew 16x — The World Never Asked for Dollar-Only Payments
Of 195 countries, only 17 use the US dollar, so why does your stablecoin?
Apr 2
Mobile Money Surges to $2T with 20% Growth: Millions Gain Access to Credit, Savings & Insurance
Mobile money is bringing inclusion, and with it comes real GDP growth
Mar 28
Southeast Asia Fintech: A Primary Driver of Global Innovation, Inclusion, and Social Good
90.6% see financial inclusion and social good as a core business strategy
Mar 11
3
Artificial Intelligence
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AI
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Your Banking Job and AI Agents: Human-in-the-Loop Won't Save You
This agentic banking blueprint is a must-read but underestimates the impact of shareholder value
8 hrs ago
•
Rich Turrin
1
1
STANFORD BOMBSHELL: "The U.S.-China AI Model Performance Gap Has Effectively Closed."
U.S. private AI investment: $285.9 billion. China's: $12.4 billion. Performance gap: 2.7%.
Apr 15
JPMorgan's 2026 Tech Trends Report: 20 AI Technologies Banks Can't Handle
Are banks ready for a world where AI agents replace them in their clients' lives?
Apr 15
AI Governance Is Broken: 60% Use Shadow AI (Part 2 of a two-part series)
Using your home AI on private work data is the new normal
Apr 10
1
AI Governance is a Sham: 87% Don't Even Bother (Part 1 of a two-part series)
The wake-up call will cost billions. And it's coming.
Apr 10
1
Banks
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Banks
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Your Banking Job and AI Agents: Human-in-the-Loop Won't Save You
This agentic banking blueprint is a must-read but underestimates the impact of shareholder value
8 hrs ago
•
Rich Turrin
1
1
JPMorgan's 2026 Tech Trends Report: 20 AI Technologies Banks Can't Handle
Are banks ready for a world where AI agents replace them in their clients' lives?
Apr 15
Bank Customer Loyalty is Dead: 89% of Your US Customers Are Ready to Walk, 76% Global
Good news: your customers want to share their data. Bad news: not with you.
Apr 8
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Rich Turrin
What Asia Knew First: Digital Wallets Now Lead Global Payments — 2026 Global Payment Report Says Cards May Never Recover
The US is plastic cards' last stronghold, but that's changing fast.
Apr 4
1
2
The AI Value Gap: Why 90% of Companies Aren't Seeing Returns (And Financial Services Is Dead Last)
Companies have learned to make AI work, but they have not learned how to make it pay off.
Apr 1
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