Sitemap - 2023 - Cashless: Fintech, CBDC and AI at the speed of Asia

Holiday Edition: Five big shifts in banking for 2024 as GenAI hype is dialed up to 11! CBDC wins a crypto convert with Ripple who calls it transformational!

No CBDC, No Web3: fiat will have the last laugh on crypto! SE Asia turns to QR Wallets and ditches cards while consultants polishing fintech strategies is putting lipstick on a pig.🐷

GenAI and the Future of Work: Where is Your Job on the Wheel of Fortune?

The Future of Fintech: You Can't Put Lipstick on a Pig

Making AI More Human!

Web3 isn't just for crypto, but MUST use CBDC if it practices the "inclusion" it preaches.

SE Asia Turns to QR Digital Wallets, Ditches Cash, and Cares Less About Cards

Balancing contrasts: GenAI hype versus reality, BNPL throws "fintech for good" off-kilter, and our environmental tipping point?

AI's Economic Impact: Less than the Hype

GenAI Could Add up to $340 billion to Bank Profits....IF they get it right!

Tipping Points Pose A Grave Threat to Humanity As Does the Solution

BNPL: The Fintech Industry's Dirty Secret

Banking Outlook 2024: Tornados, Hurricanes and Typhoons, Oh My!

GenAI in Financial Services is great but why not AI "incident reports" for when it goes haywire? Superapps are coming and so are privacy protecting CBDCs!

AI HYPE MEETS REALITY AND REALITY WINS

CBDC with "Cash-Like"anonymity is ground breaking but gives up off-line transfers.

Your digital wallet will be your SUPER-APP.

AI Hype will not keep you safe! When AI goes wrong we need incident reporting and harm assessment!

Generative AI for financial services is a "valuable tool, but yet to be fully disruptive"

Tokenization is coming to banking and with it permissioned DeFi as banks go digital or die trying! In this existential crisis not even incumbents' Visa and Mastercard are safe!

Permissioned DeFi for cross-border transfers is coming, but wholesale CBDC and Deposit Tokens will be first to market.

Tokenization is the evolution of banking, can they evolve fast enough?

Erosion of trust is a crisis of the digital age.

Banks MUST Go Digital or Die Trying as they Face-Down Fierce Competition from Payment Companies and Big Tech!

Visa and Mastercard move over, in SE Asia cross border payments are going mobile!

BANKING EDITION: Banks racing into Gen despite the risks and banks being a GenAI leader matters less than you think! Bank real-time blockchain payments are here and disruptive!

A GenAI roadmap for financial services: who needs humans anyway?

THE TOP 20 BANKS LEADING IN AI AND WHY IT MATTERS LESS THAN YOU THINK

The SEVEN Key Risks of Generative AI for Banks

The Five Trends to Watch in Commerce and Payments are all "MADE IN CHINA."

Blockchain is transforming banking, please stop telling me it's failing.

Asia's supercharged financial block in the center of the world's "New Monetary Order."

The BoE shows stablecoins who's the boss, while researchers show they just aren't stable. Asia leads the CBDC race and geopolitics and AI become synonymous.

Start thinking big about AI, can it help build a new civilization?

STABLECOINS NOT STABLE: 1914 DEPEGS SO FAR THIS YEAR!

ASIA DOMINATES PWC Global CBDC INDEX!

Bank of England CRUSHES stablecoins with TOUGH proposed regulations!

The geopolitics of artificial intelligence or "why the world is not singing Kumbaya over AI"

The Circus! Fast payments💨 EU fintech🥇 Embedded Finance💰MBridge is a CB⚡️DC Rockstar🤘🏼

Biden's Executive Order on AI is a big step forward!

Fintech new growth paradigm: "show me the money"💰 The Asia century is now, and wealthtech knows it 🌏 Geopolitical risk in finance⛔️ IMF: financial access improving📈

China's digital yuan goes where Alipay and WeChat Pay never could, straight for the petrodollar!🛢

Responsible AI in Finance🤖 AI Can't save fintech😱 Digital euro in 2026💥 BigTech gunning for banks🔫 Top tech for 2024🔝

China' Belt and Road Initiative turns 10 and "has brought significant benefits."

BANKING SPECIAL: Banks' digital transition represents an existential crisis❗ Will they become dumb pipes or ecosystems?

AI will revolutionize payments and make the bank of the future💥 DeFi works for foreign exchange of CBDC😱 How to manage generative AI....or it will manage you! 🚀

Global Payments are a $2.2 tn cash cow for banks🤑 CBDC and financial inclusion💸 Cross-border regulatory friction❌

GenAI is coming for your job🔷 $250tn cross-border payment race🔷 Digital lending in ASEAN🔷 AIs with empathy? We hope so!

The Digital Dollar must Die or it will "Undermine the American Way of Life" and High Payment Costs

Where is the cash?🌋 Credit card’s moment of truth🌋 Open banking’s new use cases🔹 A CBDC design I don’t like!🔹CBDC “5P” design framework

INCLUSION Conference on the Bund Shows that China is Open for Business, With Growth in the Spotlight

Embedded Finance 🔷 APAC Banks 🔷 Trust and GenAI🔷Public Digtial Infrastructure and inclusion🔷APAC Mobile Economy takes off!

The Future of Generative AI🔺Australia and the UK want CBDC Innovation🔺CBDC in Asia, "one-size-doesn't-fit-all🔺Embedded finance, nightmare or dream?

India the model for digital payments🔷IMF on Generative AI risks in finance🔷 The Future of Money🔷 Tech strategy? What tech strategy!😱

BRICS SPECIAL: BRICS ADDS SAUDI ARABIA AND DEDOLLARIZATION GETS A BOOST AS THE PETRODOLLAR IS WOUNDED

AI is the real deal and overhyped🔹EU and US Banks will lose big in payments🔹Work from home, or I quit!

Macro Trends: Digital Transformation🔹Financial Inclusion🔹India's Rise🔹Polycrisis🔹Sanctions

INFOGRAPHIC: FedNow is "better late than never."

State of AI and defining responsible AI; The future of payments; what's holding up the metaverse?

Tech Trends for 2023; US losing the tech war with China? Emerging economies say yes to CBDC!

TACKLING HYPE, BIAS & CREATIVITY: AI's THREE MORTAL SINS

NEOBANKS AND CBDCs IN THE NEWS: AI & Neobanks perfect together or throwing clients to the dogs with chatbots? CBDCs: 24 in use in 10 years, What we learnt, Cybersecurity

CBDC SPECIAL EDITION: RLNs coming to the US instead of CBDC; The blueprint for the future: tokens and "unified ledgers," and CBDC interoperability is a pipe dream.

130 Countries exploring CBDCs; Banks want open access to digital platforms platforms say not so fast; Top 10 emerging technologies

Metaverse banks are coming; The IMF is deluded; QR payments rule; Britcoin trial shows innovation; Can banks dance?

Generative AI’s $4 tn impact; We need digital ID now; Regulated Liability Networks or CBDC?

Four paradigms for digital money; Programmable e-CNY in the Greater Bay Area; King dollar and multipolarity

Digital Euro delivers privacy not dystopia; AML is BROKEN can AI fix it?; The new world order is multipolar.

SPECIAL EDITION: GENERATIVE AI IN BANKING

Generative AI: 100 practical uses and know the risks; Loyalty in banking? What loyalty!; CBDC the solution to privacy not the dystopian end!

What’s in your digital euro wallet? QR Codes for certain; Fintech down but not out, with APAC in the lead; What’s good for JPM is good for America, or too big to fail?

Innovation in retail banking: still failing after all these years; The UN says crypto doesn't cut it in developing nations; Saying goodbye to cash easier said than done.

Blockchain is coming to banks and cross-border transfers! The Future of Money Finance and Banking; The Digital Euro: Hit me with your best shot!

Blockchain set to disrupt trillions of dollars, billions of users; A2A payments taking off but not in US as FedNow is caught in culture wars, Stablecoins over tokenized deposits,

A lost economic decade?; Winter is here for fintech; China’s mobile is a GDP booster; Asia’s banks first on the metaverse?

Digital Banks Need TRUST not TECH; Real-Time Payment Global Explosion; De-Dollarization Gets Real with the Petro-Yuan; Payments Big Picture!

Cross-Border Mobile Payments; Digital Rupee is GDP Jet Fuel; Deposit tokens: Want one from SVB?; Digital Dollar is a "Dead Man Walking"

The Digital Dollar is a "Dead Man Walking," a Victim of Political Polarization and Culture Wars

SVB: The first digitally fueled bank run; A bailout by any other name; Tech will learn nothing; The Fed is battling a problem of its own making.

SWIFT and BIS CBDC TRANSFERS; CHINA'S TECH AND APPROACH TO DIGITAL , CAN THE WEST COMPETE? USDC DEPEGS SHOWING WHY WE NEED CBDC!

DEMAND OFFLINE CBDC TRANSFERS; Digital yuan cross-border payments, The Asian 21st Century; Freedom sells the digital dollar.

DIGITAL EURO SPECIAL, three great reads showing how it's becoming a reality! Plus, Crypto whales leave the little guy holding the losses; China is bullish on blockchain.

Russian sanctions aren’t working. Where is the “shock and awe” we were promised?

Africa's lessons for CBDC; China: "Should I stay or should I go?"; US Payment apps' data disaster; Asian banks beaten by fintech; EU bank's digital efforts are comical

De-Dollarization is assisted suicide; Tokenized bank deposits are coming; Paytech's lucky 7 are rising; No trust, no innovation

Britcoin explained: the Digital Pound is a design masterpiece!

INNOVATION SPECIAL: ARK's TOP 14 Big Ideas, China a Bigger Innovator Than the US; Fintech and a Multipolar Currency World; China's Banks Innovate or Die

Focus Africa and Asia! Africa: FinTech Momentum Grows as the UNDP Lays Down the Law for Crypto Use, Asia: an Innovation Powerhouse, Banks Top 10 Trends for 2023

CBDC UPDATE! Digital Dollar HOPELESSLY behind, Digital Euro NO to programmability, Digital Yuan four new KEY features, Digital ID can TradFi and Crypto collaborate?

One World, Two Systems is Here; Stop Pretending it Won’t Affect the Dollar; Crypto: Ban, Contain or Regulate? CBDCs are coming for global banking