Sitemap - 2025 - Cashless: Fintech, CBDC and AI at the speed of Asia
Tokenization & Stablecoins Fail Without Liquidity
Top Mobile Banking Trends for 2025 and AI’s Risky Half-Truths
The Future of Mobile Banking: The Top 18 Trends for 2025
APAC Banks Dominate Digital Banking
China Finance Expo: The Latest Buzz On WeChat, MBridge & Digital Yuan
Banks' Agentic AI Dilemma: Only 58% Of Answers Are Right
Humbled by Hype: 80% Use GenAI—80% Still No Profit
US Dollar Stablecoins: The Future of Money or a Threat?
The Future of Money is Here: And its US Dollars
Seven Disruptive Techs To Bet On (The House Always Wins)
How Stablecoins Challenge Financial Sovereignty
GenAI in Banking: Game-Changing Success Stories
Technology’s Triple Transformation: Combining, Converging, and Compounding At Historic Speed
FinTech An Emerging Disruptor: Stealing 3% Of Incumbents' Revenue And Climbing
GenAI in Banking: Game-Changing Success Stories
Survival of the Fittest: Banks Struggle Against Tokenization, Stablecoin, and Fintech Disruption
Banks Bleed Revenue to Nonbank Fintechs—AI Can’t Stop It
Stablecoins: Crypto's Killer App Until Banks Crash the Party
Bottom Line: Forget Banks—Crypto & Asset Managers Rule Tokenization
How To Increase Digital Financial Inclusion In Developing Countries
Banking Reimagined: A Curated Guide to Disruption or Demise
For Banks, The AI and Stablecoin Reckoning Is Happening Now
US Dollar Stablecoins are Going Mainstream: Brace for Impact
For Banks The AI Reckoning Is Now
Five Killer Tests for Stablecoins End In a Stalemate
How to Scale AI in APAC through Trust, not "AI Factories"
Optimizing Cross-Border Payments In APAC, No Easy Task for Visa
Technology Is Shaking the Banking Industry to Its Core
IBM Spotlights 15 Agentic AI Risks for FinServ and How to Solve Them
AI and Quantum Technology: On the Verge of Transforming Finance
A New Trend: Stablecoins for Criminals—SE Asia’s Huione Shows How It's Done
Intelligent Banking: 61% Still Waiting On The Profits
How To Set Up A Challenger Bank And Not Go Broke
Asia's Cross-Border Payment Innovations Continue To Be Unparalleled
Asia's Exciting Cross-Border Payment Innovations: No One Comes Close
On Demand Banking Is Now -Not- The Future
Five Critical Mindshifts To Supercharge Growth With Agentic AI
Transatlantic Freeze: Digital Euro & EuroStack Reclaim EU Digital Sovereignty
Blockchain and AI Break Payment Paradigms, Web3 Not Yet
Digital Wallets Explode: 4.2 bn, Half The World, and Surging
Emerging Economies Trust AI More than Developed
APAC Dominates The World in Digital Wallets & E-Commerce—The Future Is Now
JPM's 2025 Emerging Technology Trends: All GenAI, All the Time
Digital Wallets Explode: 4.2 bn, Half The World, and Surging
Stablecoins: The New Digital Dollar with Blockchain and a $3.7 tn Market Potential
Blockchain with Atomic Settlement Safer and More Efficient for FX
Stablecoins: The New Digital Dollar with a $3.7 tn Market Potential
US Banks Big Gamble On AI: $97 bn and Counting
E-Books for Premium Subscribers
The Future Of Tokenization: Global Takeover Or Silent Trap?
OpenAI: A Practical Guide to Building AI Agents
The Blockchain Challenge for Tokenization: Private vs. Public?
Crypto and DeFi Reach "Critical Mass," TradFi Stability in Peril
AI Is Transformational Technology, But Be Wary Of The Hype
My Books: "Cashless" & "Innovation Lab Excellence"
G20 Falling Short On Slashing Fees On $250T In Transfers
Tokenization: The $19 Trillion Revolution Waiting To Happen
The Blockchain Challenge: Private vs. Public!
AI In Banking: Proven Best Practices From Industry Experts
Real-Time Payments Are Transforming Latin America
AI and the Digital Divide: Sharing Prosperity or Deepening Inequality?
Mobile Money: 2.1 Bn Global Users, And 14% YoY Growth!
Breakthrough: China's AI Models at 'Near Parity' With US
AI In Banking: Proven Best Practices From Industry Experts
Watch APAC's Incredible AI Growth As the EU Lags Behind
AI In Africa: Will 20% Of Humanity Be Left Behind?
AI Governance: Wild West For Banks As Their AI Run Wild
FinServ Tech Trends: Real-World Examples Show How It's Done
AI Race: APAC is the Region to Watch
Spotlight On Going Cashless: Never Forget Cash is King
The U.S. Dollar Goes Digital: Stablecoins' Moment Of Truth
Digital Dollar Spotlight: Tokenized Deposits vs. Stablecoins as CBDC Out
The Cashless Revolution Is Here—And Emerging Markets Lead
2025 Is the Year of Stablecoins—Start Building Today
GenAI: No Magic Fix for Banks' Productivity Struggles
UBYX: Putting the "Stable" in Stablecoins to Make Them Ubiquitous
✦ The only Substack bringing Asia's FinTech to the West—Start here!
SPECIAL EDITION DIGITAL PUBLIC INFRASTRUCTURE— Transforming Payments and Empowering Society
(Part 2 of 2): DPI: Transforming Lives, Not Just Payments
(Part 1 of 2) India's UPI Revolution: DPI is the Future of Inclusion
The AI Trust Gap: Developing World Trusts, Developed Fears
Banks Must Govern AI Now, or It Will Govern Them
The State Of AI 2025: Capturing Value, Overlooking Responsibility
The Global Digital Payment Revolution Is Now and Asia is Leading The World
How Mobile Wallets Fuel Southeast Asia’s $325 Billion E-Commerce Surge
Tokenization Beyond the Hype: No Standardization, No Disruption
The Global Digital Payment Revolution Is Now: APAC Leads The World
Tokenized Money: "Tomorrow belongs to those who can hear it coming."
The Truth About AI In Finance: Blind Faith in Black Boxes
Stablecoins: Clean Up or Miss Out on the Future
Stablecoin Best Practices: No Easy Fix
Swiss Pathways For Financial Innovation: Stunning Views For The Brave
Stablecoins: Clean Up or Miss Out on the Future
Crushing The $3.1 tn Money Mule Crime Machine With AI
Innovation Crisis: The US and Its Banks Under Fire
Multipolarity: The US is Now A Risk to Be Hedged
GenAI’s Role in Commercial Payments: Big Impact, No Miracles
Responsible GenAI: The Ultimate Playbook For Managers
Stanford: 10 Great Emerging Technologies and a US Innovation Crisis
The Top 10 Security Risks AI Agents Face Now
US Banks' Fintech Surge: A Lifeline for Survival
Exciting Times as The Tech Balance Tips Toward Asia
One-Third Of The C-Suite Prioritizes AI Innovation Over Responsibility
Exciting Times as Asia Runs Away With The Fintech Trophy
AI for Emerging Markets: DeepSeek Leading the Revolution
Digital Euro: Banks, Pay Attention Now and Fire Up the AI
Bank Payments And GenAI: A Toyota with an F1 Engine Is Still a Toyota
Dancing to a New Beat: Digital Wallets, De-Dollarization and CBDC Now Call the Tune
The "Quiet Revolution" From Petrodollar to Digital Yuan
Digital Wallets Win Again: Now Cross Border Transfers
CBDC: Time for Action with 15 Launches by 2030
ARK Invest 2025: Big Ideas Don't Always Make Money
Show me the Money: Where is AI's Astonishing ROI?
NVIDIA REPORT: AI To The Moon In Financial Services
Visa: the Victim of the Money Movement Revolution, Not the Revolutionary
Slow AI Adoption: Blame The Leaders Not AI's Poor ROI?
The Quantum Economy: The Next Big Thing In Finance
Chinese New Year Shockers: DeepSeek Innovations and X’s Superapp Goals
McKinsey Desperate to Unlock AI Value in Banking
CapGemini Top 5 Tech Trends Surprise: Nuclear Power Returns
Musk's "X" Makes Its Play For Superapp With Visa Direct Payments
DeepSeek's Chinese New Year's Surprise: China Can Innovate
Overlooked: The Insidious New Risk Of AI In Finance
Unstoppable: The Future of Fintech in APAC, Tokenization and Agentic AI
Tokenization: Mastercard Wants in at $30T, or $3T
AI In FinServ: Love The Burn Of Rapid Reinvention
Unstoppable: The Future Of FinTech In APAC
Gamification: A New Form Of Predatory Finance
Agentic AI Turbocharges Banks and The Do-It-For-Me Economy
Digital Banking: A New Era, or Banking On The Rocks?
Banking's Top 10 Hot Trends to Watch in 2025
Digital Banking: A New Era, or Banking On The Rocks?
Eight Lessons Learned By Expert Attacks On GenAI
Is Financial Fragmentation A $6.5 Trn GDP Threat?
In 2025 Real Time Payments Are All That Matters