Sitemap - 2024 - Cashless: Fintech, CBDC and AI at the speed of Asia
Hot Tech Trends of 2025: AI and More
Hot Tech Trends of 2025 While AI Kill Switches and Regulation Loom Large
Bank Innovation Lags Behind: Running to Stand Still
A Primer on AI Agents: With Great Power Comes Great Responsibility
Regulating AI In FinServ: Kill Switches And Big Tech On The Hook?
Agentic AI: And Other New Frontiers in GenAI
McKinsey to Banks: Rewire First, Make Money With AI Later
Six Self Limiting Myths About GenAI BUSTED!
The Future Of Payments: Customers And Competition Reign
BoE Digital Pound: PETs the Guard Dog of Digital Privacy
Agentic AI: The New Frontier in GenAI
CBDC SPECIAL: Digital Euro Takes Aim On Credit Cards, Will They Fracture Global Payments?
Part 2: CBDC and FPS Aren't Rivals But Partners in Better Payments
Part 1: Geopolitical Fault Lines Dim Central Bank's Love of CBDC
Banking's Digital Divide Widens Between The "Tech Titans" and Laggards
Digital Euro Progress Report: Guns Blazing for US Cards, Offline Payments Progress.
Get Set For A Roaring 2025: "Seize The AI Opportunity"
Central Banks: AI and FinTech on The Rocks, CBDCs Set Sail
SE Asia Banks Fearlessly Plunge into AI to Unlock Billions
Revealing The Key Challenges In rCBDC Design And Adoption
AI Inequality: 70% Of Nations Left In The Dust
Why Banks and Big Tech Won't Crack the Superapp Code
2025 Tech & Fintech Trends: AI The New Creator of A Modern World
Top 10 FinTech Trends to Watch in 2025
Top 15 Tech Trends to Watch in 2025
Driving Open Banking Growth: Regulations Or Leave It To The Market?
China Is More Excited About AI Than Any Other Nation In The World
Digital RMB: Cheap At Any Cost And Chinese Banks' Last Chance
AI Agents Go Mainstream Fueling Surge In Market Risk. Is the AI Bubble Ready to Pop?
Deloitte's Top 5 US Payment Trends To Watch In 2025
FSB's AI Warning: Amplifies Vulnerabilities Despite its Benefits
GenAI On The Verge: The Tipping Point is Now
AI Agents: A New Paradigm for Human-Machine Collaboration
CBDCs Make Progress: Thickening Smoke, But No Raging Fire!
Asia Dominates Payment Innovation With 10 Years Of Growth
Banks' Abusive Relationship With Big Tech
ASEAN Fintech Powers On With 10X Growth Over the Decade!
Smart Contracts Explained: What You Need to Know
Asia's WealthTechs Vie For a $700bn Bonanza
Asia is the Undisputed World Leader in Payment Innovation
Banking Isn't Doing Just Fine. It's Time To Worry.
The Truth About How Outrageous Payment Costs Bleed Society Dry
Banks' Stunning Innovation Failure: Up To 50% Face Demise
Clients Seek Better Cross-Border Payments, Banks Stick to Their High-Margins
The Digital Finance Revolution Will Fade into Obscurity
Underwhelming: Russia's Proposed Cross Border DLT System for BRICS+ Dedollarization
Banks and Payments: Fortune Punishes the Timid
IMF: Quality CBDC Design Won't Break the Banks
CBDC SPECIAL: Nations with Fast Payment and Banks Can't Live In Denial
Banks Need a Competitive CBDC Strategy Now!
Why Nations With Fast Payments Still Need A CBDC!
Quantum is Now For Finance: Threat and Opportunity
Is The Digital Euro A Sell Out to Banks?
The Truth about Tokenization: Many Plumbers, Many Systems
Asia In The Lead: Digital Banking's Unstoppable Growth
Quantum-Resistant Tokenization: The Urgent Future Of Digital Assets
Calculated Risk: AI's Trillion Dollar Leap of Faith and Some CBDCs Aren't "REDI."
The Bankers' Bookshelf: Going Cashless with CBDC
IMF’s New REDI Strategy: The Key to Successful CBDC Adoption
The Emerging Symbiosis Between GenAI And Payment Modernization In Banking
Mind the Gap: AI’s Trust Issues and Bank RLNs’ Innovation Divide
Mind the Gap: Big Tech’s AI Vision and Public Trust
AI Growth "Astounds" As 88% Of Firms Adopt GenAI
Banks’ Timely Counterattack: RLNs As Innovation Platform Not CBDCs
AI, Superapp, And Crypto Card Sharks: Exposing The Hidden Cards
AI Inequality: The New Divide in Banking’s Future
Genuine Asian Bank Superapps are Far From Inevitable, and Most Will Fail
Real-Time Payments: Banks’ New Opportunity, Not a Threat
Asia Dominates Fintech, Surges Ahead in AI, and Reigns Supreme in Superapps!
Understand the AI Bubble: Look to Historic Tech Revolutions
AI Hype: Why Chief Information Security Officers Are Worried
Everyone Wants To Be A Superapp: Selected Lessons From Asia
Asia Pacific’s AI Edge Makes it the Region to Watch
APAC The New Center of Gravity for Fintech
Time For A Rethink? China Leads in 90% of Tech, GenAI's 80% Fail Rate
China Now Global Leader in 90% of Critical Tech
Bottom Line: 80% Of AI Projects Fail. But is That Bad?
Embedded Finance's Remarkable Revenue Boom For US Banks
CBDCs: Breaking Free from Bank's Hypnotic Spell and Stockholm Syndrome
China May Overtake The US's Early Lead In AI
Stablecoins: Separating Facts From Hype, and Dirty Money
Here's To More Tokenization and Programmability and Less GenAI Hype
GenAI Hype Killer: Most Companies Unprepared for Roll Out
AI Is Now the Number One Global Emerging Risk
The IMF Decodes Programmable Payments: Balancing Risk and Reward
Navigating the Future of Banking: How Tokenization Drives Institutional DeFi
Real-Time Payments to Slash $280B in Bank Payment Revenue
AI in Banking: A Middle and Back Office Revolution For Now
Amazon and Google: The Fintech Data Vampires of the West
Show Me The Money: 86% Of GenAI Early Adopters Achieve Over 6% Revenue Growth
GenAI Makes the News for All the Wrong Reasons as Hype Succumbs to Reality
Banks Embrace AI: The Challenge, Standing Out From The Competition
Report Reveals Companies "Not Rushing Into AI" as Markets Panic
GenAI’s Role In Asia’s Explosive Wealth Management Growth
GenAI, Tokenization, and BoE’s Payment Innovations: Hubris or Genuine Progress?
AI-Driven FinServ: The Ultimate Blueprint
How to Build A GenAI Application and A Neopolitan Pizza
Bank of England Embraces Innovative Payments With CBDC, DLT and Tokenization
Tokenization is Here: Is Web3 Ready to Keep Up?
Trump's Crypto Love Fest: The Good, Bad and the Ugly
Asia’s Tech Leap: Cashless Payments, GenAI at Work, and its Real Impact on Employees
AI in the Workplace: From Promise to Peril in China and The West
Worldpay Report: Global Shift To Digital Wallets Triggers Decline of Cash and Cards
Corporate Vulnerability to AI Scams: Lessons from a $25 Million Deepfake Heist
From Fear to Friend: How Workers Now See GenAI as a Workplace Ally
APAC’s Cashless Society: The Future of Digital Payments
Financial Services in Flux: Tokenization, DPI, and GenAI
The Future of Financial Advice: Digital Trends and Human Touch
Top Tech Trends Report Reveals a Boom for Tech But a Surprising Bust for Jobs
"Galactic Grid:" The CBDC Matchmaker Central Banks Have Been Longing For.
India achieved in 9 years what would have taken 50 without Digital Public Infrastructure
Tokenization: The New Rails of Finance Are Coming
Future Of Finance: Innovations in Web 3, Asian Rivals, and Dystopian AI In Banking
The Dystopian Potential of GenAI in Credit Underwriting: All You Need to Know in One Prompt
Visa's e-HKD Collaboration: Innovation or Eternal Fees?
Onyx by JP Morgan: Revolutionizing Social Commerce on Web 3 Beyond Traditional Crypto Markets
Hong Kong: A Banking Innovator to Rival Singapore
GenAI: $1 tn Spent With Nothing to Show For It?
✦ The only Substack bringing Asia's FinTech to the West—Start here!
SPECIAL EDITION: TOKENIZATION GOING MAINSTREAM, Linked QR Cross-Border Payments, China's AI Patents
Instant Cross-Border Mobile Payments are Becoming a Reality in SE Asia
China Leading GenAI Patent Race by a Factor of Six, Says UN
Tokenization Gets Real on Singapore's Global Layer One Moonshot (Part 2)
Tokenization: A $30tn Market Waiting to Happen (Part 1)
The GenAI Revolution is Being Held Up by Wrong Answers and Old Tech
GenAI In Credit Customer Assitance: Personalized Service or Manipulation?
Fintech Outlook: More Profits Needed, Revenues Up and Hope Returns.
JPMorgan: Top 20 Emerging Technologies For Banks
WEF: Top 10 Emerging Technologies of 2024
DIGITAL EURO PROGRESS REPORT: FULL SPEED AHEAD
Surreal stories of CBDC, GenAI, Digital Remittances, and RMB e-Commerce
94% of Central Banks Exploring CBDCs, Interest in Wholesale CBDCs Beating Retail
70% of Workers Will Need Reskilling in Our New GenAI World. Will They Get It?
Tokenized Assets: Just $2 Trillion Market Size According to McKinsey?
But who wants to pay with RMB? Everyone buying China's e-Commerce!
AI in Finance a $170bn Profit Machine?
G20 & UN: Digital Remittances REDUCE Poverty
The Petroyuan is Born: Saudia Arabia Joins the mBridge CBDC Transfer System
Digital Wealth Management Fit For "The Asian Century"
How Banks Can Avoid the Top 10 AI Risks
Why Older Employees Shouldn’t Learn GenAI from Younger Tech Savvy Staff
“Self-Sovereign Digital IDs: Not the Future, But the Urgent Present!” 🚀
GenAI Conquers The Workplace With AI Skill Worth More Than Experience
Generative AI in APAC: Developing Nations and Young are in the Lead!
Chip Wars: Strengthening Supply Chains Means Ripping Them Apart To Nationalize Production
Mojaloop: Digital Payments For Everyone Through Digital Public Infrastructure
Fragmentation in European Payments As Rivalries Heat Up
The BIS Wants Bank Volunteers To Test a Tokenized Cross-Border Transfer Future
US Consumers Want Faster Easier Payments With Digital Wallet Use Up 32%!
The Future of Fintech: What Won't Change, What will Change, What Could Change Everything
Fast and Furious: Asia's Real-Time Cross-Border Payment Boom
Generative AI and Professional Services: Balancing Hesitation and Anticipation
Asset Management Looks to AI to Fix its Profitability Problem
Bots Drive 90% of Stablecoin Transactions, Crypto Lies Once Again
Blockchain and GenAI: Two Great Techs "That Taste Great Together"
The Symbolism of Digital Wallets, UPI, GenAI and Embedded Lending
Banks Are Taking The GenAI Revolution At Their Own Pace
Digital Wallets Are Cards' Worst Nightmare Come True in E-Commerce
India's UPI Digital Payments A Beacon for Asia and the Pacific
Google: no ‘straight line’ between generative AI and unemployment
Embedded Lending: Great Way to Buy Your Groceries?
GenAI and Payments: No New Plumbing But Lots of Personalization
GenAI's Overlooked Threat: Hand Over the Data or Your Life
Dollar Stablecoins Face The Grim Reaper: National Security
Tokenization Coming to Alternative Assets as Moody's Gives its Blessing
"Fusing Spirit and Matter" as AI and CBDC Start to Change our World
Fintech Hammered with Funding Returning to 2017 Levels
Understand Where AI is Going and How it is Already Changing Society
Banks and GenAI: Who Needs Humans Anyway?
Our Finternet Future: "Everything Everywhere All at Once"
Wholesale CBDC the CBDC We Can ALL Love!
Cutting Costs With AI: At What Cost to Humans?
Diverse Regulations Mean All Stablecoins Are Not Created Equal
Financial Inclusion in Africa and the Mid East Won't Come From Mastercard but India's UPI!
Asset Tokenization: Asia Will Crack this Trillion Dollar Market First
Driving Innovation With GenAI: Why Think When the AI Can Do It For You?
The Hong Kong and Singapore Rivalry Heats Up!
DREAM ON: EU Banks Dream of Digital Ecosytems and Superapps
Gold: Central Banks go on a Buying Spree and HSBC Tokenizes it for Retail Investors
Where is our lighthouse to guide us to a CBDC and AI future?
To Scale AI in Banking Centralize Resources
SWIFT TO LAUNCH NEW CBDC CONNECTOR IN 1-2 YEARS, 38 INSTITUTIONS PARTICIPATE
Global Payment Report 2024: The Era of Consumer Choice
Banks Fear Fast-Tracking AI; 52% are Falling Behind
Hong Kong's Monetary Future: CBDC, Stablecoins and Tokenized Deposits
Mobile Money Hits $1.4tn in Transaction Value And Boosts GDP By 1.5%
Banks Fail at Personalization: Mastercard to the Rescue, not GenAI!
How To Use the Digital Yuan, Not Just For Tourists!
The TikTok Ban: The Birth of the America's Great Firewall
Recipe for Disaster: FinServ Underspends on Cybersecurity as Emerging Tech Risks Multiply
TERMINATOR: How to Avert AI's Extinction-Level Threat
GenAI Trust: Failing Across All Trust Domains
BlackRock Geopolitical Risk Dashboard: "Geopolitics is a "Persistant Market Risk"
No GenAI Economic Boost without Serious Digital Investment but Who Pays?
Digital Wallets: A Tough Way to Make Money
Fast Payments are ROCKING the World: Four Key Features Turn Users Into Fans!🤟
GenAI RegTech Will Transform Bank Risk and Compliance
Trouble With LLMs as Google's CEO admits "we got it wrong," with Genesis
IMF: Fintech is a GDP booster!
India's Digital Public Infrastructure is a Blueprint for Global Success
Defining our Future Beyond Technology
Reality Check: GenAI in Banking, Will Banks Own the Errors?
Profit Surge: Digital Banking’s 2X Impact on Revenue!
BUSTED: DIGITAL EURO WON'T BREAK THE BANKS
Southeast Asia's Platform Economy Boosts Growth
The Data Proves The World Is Going Cashless
Payment Risks Drive Growth, Tell That to PayTM!
BUSTED: Bank of Canada shows CBDC will not kill banks
The Metaverse Beyond the Hype: Three Ways It Will Change Our World
"A golden age of fintech with Asia expected to lead by revenues in 2030."
Embedded finance may be the future, but it is a long time coming.
MYTH BUSTING: No the Digital Euro Won't Reduce The EU's GDP
GEN AI WILL HAMMER BANK EMPLOYEES
80% of Banks are Looking to AI to Increase Productivity and Profit, But There's No Free Lunch!
18 Fintech Sectors to Follow in 2024 as the "Journey Continues"
The Retail Revolution Won't Happen WithoutFast and Free Instant Payments not Cards with High Fees
Bank of England Digital Pound Privacy Solutions Will Not Assuage Anti-CBDC Zealots
Banks must "follow the money" and partner with digital platforms and superapps, not telecoms
TETHER STABLECOIN IS THE MOB'S FAVORITE AND HAS BLOOD ON ITS HANDS
The Future of Fintech: Asia and Payments Rule!
Retail Banking Top Trends 2024: Digital is King
Payments Top Trends for 2024: Real-time Rules
Bank Digitization is too Little too Late as they Fall Behind and Miss Out on $7 tn in value
Inequality: A real problem that shouldn't require resorting to Karl Marx to solve.
IMF: 60% of Jobs in Advanced Economies Impacted by AI!
Global Risks: Fintech Doesn't Live in a Vacuum
Global Cooperation is Stalling: Be Afraid, Be Very Afraid
Four Macro Major Banking Trends for 2024