Sitemap - 2024 - Cashless: Fintech, CBDC and AI at the speed of Asia

AI in the Workplace: From Promise to Peril in China and The West

Worldpay Report: Global Shift To Digital Wallets Triggers Decline of Cash and Cards

Corporate Vulnerability to AI Scams: Lessons from a $25 Million Deepfake Heist

From Fear to Friend: How Workers Now See GenAI as a Workplace Ally

APAC’s Cashless Society: The Future of Digital Payments

Financial Services in Flux: Tokenization, DPI, and GenAI

The Future of Financial Advice: Digital Trends and Human Touch

Top Tech Trends Report Reveals a Boom for Tech But a Surprising Bust for Jobs

"Galactic Grid:" The CBDC Matchmaker Central Banks Have Been Longing For.

India achieved in 9 years what would have taken 50 without Digital Public Infrastructure

Tokenization: The New Rails of Finance Are Coming

Future Of Finance: Innovations in Web 3, Asian Rivals, and Dystopian AI In Banking

The Dystopian Potential of GenAI in Credit Underwriting: All You Need to Know in One Prompt

Visa's e-HKD Collaboration: Innovation or Eternal Fees?

Onyx by JP Morgan: Revolutionizing Social Commerce on Web 3 Beyond Traditional Crypto Markets

Hong Kong: A Banking Innovator to Rival Singapore

GenAI: $1 tn Spent With Nothing to Show For It?

✦ The only Substack covering Asia's FinTech, CBDC and AI—Start here!

SPECIAL EDITION: TOKENIZATION GOING MAINSTREAM, Linked QR Cross-Border Payments, China's AI Patents

Instant Cross-Border Mobile Payments are Becoming a Reality in SE Asia

China Leading GenAI Patent Race by a Factor of Six, Says UN

Ant International Uses JPM Coin For Billions in Programmable, Real-Time, 24x7, Treasury Management Payments! (Part 3)

Tokenization Gets Real on Singapore's Global Layer One Moonshot (Part 2)

Tokenization: A $30tn Market Waiting to Happen (Part 1)

Emerging Tech for Banks and Life, Digital Euro Full Speed Ahead, and the Reality of GenAI NOT the Hype

The GenAI Revolution is Being Held Up by Wrong Answers and Old Tech

GenAI In Credit Customer Assitance: Personalized Service or Manipulation?

Fintech Outlook: More Profits Needed, Revenues Up and Hope Returns.

JPMorgan: Top 20 Emerging Technologies For Banks

WEF: Top 10 Emerging Technologies of 2024

DIGITAL EURO PROGRESS REPORT: FULL SPEED AHEAD

Surreal stories of CBDC, GenAI, Digital Remittances, and RMB e-Commerce

94% of Central Banks Exploring CBDCs, Interest in Wholesale CBDCs Beating Retail

70% of Workers Will Need Reskilling in Our New GenAI World. Will They Get It?

Tokenized Assets: Just $2 Trillion Market Size According to McKinsey?

But who wants to pay with RMB? Everyone buying China's e-Commerce!

AI in Finance a $170bn Profit Machine?

G20 & UN: Digital Remittances REDUCE Poverty

The PetroYuan is Born as Saudi Arabia joins mBridge, Self Sovereign Digital IDs, Banks Face GenAI Risk & Don't Learn GenAI from Young People!

The Petroyuan is Born: Saudia Arabia Joins the mBridge CBDC Transfer System

Digital Wealth Management Fit For "The Asian Century"

How Banks Can Avoid the Top 10 AI Risks

Why Older Employees Shouldn’t Learn GenAI from Younger Tech Savvy Staff

“Self-Sovereign Digital IDs: Not the Future, But the Urgent Present!” 🚀

GenAI Data Leaks Show its Dark Side and the Need for Regulations Like the EU AI Act. Global Payment Trends Show Fast Payments Rule!

Banks Give Fintech Acquisitions the Cold Shoulder, Ten Disruptive Innovations That Will Make You Think! Podcast!

GenAI is ALREADY Disrupting the Workplace and Use in APAC is on FIRE, but will it Amplify our humanity?

GenAI Conquers The Workplace With AI Skill Worth More Than Experience

Generative AI in APAC: Developing Nations and Young are in the Lead!

Chip Wars: Strengthening Supply Chains Means Ripping Them Apart To Nationalize Production

Payments: EU Fragmented, US Digital Wallets Take Off, Tokenized Cross-Border Payments Are Coming, Emerging Markets Aren't Left Out!

Mojaloop: Digital Payments For Everyone Through Digital Public Infrastructure

Fragmentation in European Payments As Rivalries Heat Up

The BIS Wants Bank Volunteers To Test a Tokenized Cross-Border Transfer Future

US Consumers Want Faster Easier Payments With Digital Wallet Use Up 32%!

The Future of Fintech: What Won't Change, What will Change, What Could Change Everything

GenAI and Payments: The Bridges to A Better Tomorrow. Asia Real-Time Payment Use Booms and Stablecoins are in Troubled Water

Fast and Furious: Asia's Real-Time Cross-Border Payment Boom

Generative AI and Professional Services: Balancing Hesitation and Anticipation

Asset Management Looks to AI to Fix its Profitability Problem

Bots Drive 90% of Stablecoin Transactions, Crypto Lies Once Again

Blockchain and GenAI: Two Great Techs "That Taste Great Together"

The Symbolism of Digital Wallets, UPI, GenAI and Embedded Lending

Banks Are Taking The GenAI Revolution At Their Own Pace

Digital Wallets Are Cards' Worst Nightmare Come True in E-Commerce

India's UPI Digital Payments A Beacon for Asia and the Pacific

Google: no ‘straight line’ between generative AI and unemployment

Embedded Lending: Great Way to Buy Your Groceries?

The Peaceable Kingdom Where GenAI and Stablecoins Dwell in Peace with Payments, Regulators and Data Privacy.

GenAI and Payments: No New Plumbing But Lots of Personalization

GenAI's Overlooked Threat: Hand Over the Data or Your Life

Dollar Stablecoins Face The Grim Reaper: National Security

Tokenization Coming to Alternative Assets as Moody's Gives its Blessing

"Fusing Spirit and Matter" as AI and CBDC Start to Change our World

Fintech Hammered with Funding Returning to 2017 Levels

Understand Where AI is Going and How it is Already Changing Society

Banks and GenAI: Who Needs Humans Anyway?

Our Finternet Future: "Everything Everywhere All at Once"

Wholesale CBDC the CBDC We Can ALL Love!

Digital Euro Update: Offline Functionality Explained, Yes to Multiple Accounts and Still Waiting for Holding Limits

Stablecoins are neither fish nor fowl! Tokenization in Asia, the human toll of GenAI, and why Africa needs the India Stack!

Cutting Costs With AI: At What Cost to Humans?

Diverse Regulations Mean All Stablecoins Are Not Created Equal

Financial Inclusion in Africa and the Mid East Won't Come From Mastercard but India's UPI!

Asset Tokenization: Asia Will Crack this Trillion Dollar Market First

Mesmerizing: What if AI can't be fixed? Hong Kong vs. Singapore deathmatch, Gold's buying spree, and EU Banks have delusions of superapp grandeur!

Driving Innovation With GenAI: Why Think When the AI Can Do It For You?

The Hong Kong and Singapore Rivalry Heats Up!

DREAM ON: EU Banks Dream of Digital Ecosytems and Superapps

Gold: Central Banks go on a Buying Spree and HSBC Tokenizes it for Retail Investors

Where is our lighthouse to guide us to a CBDC and AI future?

AFRICA'S CBDC FUTURE!

To Scale AI in Banking Centralize Resources

SWIFT TO LAUNCH NEW CBDC CONNECTOR IN 1-2 YEARS, 38 INSTITUTIONS PARTICIPATE

Fintech at the Speed of Asia

Global Payment Report 2024: The Era of Consumer Choice

Mobile payments are changing our world and are a geopolitical tool, while banks aren't fast-tracking their AI future!

Banks Fear Fast-Tracking AI; 52% are Falling Behind

Hong Kong's Monetary Future: CBDC, Stablecoins and Tokenized Deposits

Mobile Money Hits $1.4tn in Transaction Value And Boosts GDP By 1.5%

Banks Fail at Personalization: Mastercard to the Rescue, not GenAI!

How To Use the Digital Yuan, Not Just For Tourists!

Take the plunge! CBDCs in Asia, TikTok, Killer AI's, AI Trust, Cybersecurity and Geopolitical Risk in the News

The TikTok Ban: The Birth of the America's Great Firewall

Recipe for Disaster: FinServ Underspends on Cybersecurity as Emerging Tech Risks Multiply

TERMINATOR: How to Avert AI's Extinction-Level Threat

GenAI Trust: Failing Across All Trust Domains

BlackRock Geopolitical Risk Dashboard: "Geopolitics is a "Persistant Market Risk"

GenAI is Transformative, but "Who Will Pay?" Fast Payment Sytems Rock our World while Digital Wallets have profitability problems.

No GenAI Economic Boost without Serious Digital Investment but Who Pays?

Digital Wallets: A Tough Way to Make Money

Fast Payments are ROCKING the World: Four Key Features Turn Users Into Fans!🤟

GenAI RegTech Will Transform Bank Risk and Compliance

Time for GenAI to face the music! Will banks pay for GenAI's mistakes? Google Genesis AI's bias problem. India's Tech Stack is going global. 💥IMF says fintech use brings a 2.2% rise in GDP!💥

Trouble With LLMs as Google's CEO admits "we got it wrong," with Genesis

IMF: Fintech is a GDP booster!

India's Digital Public Infrastructure is a Blueprint for Global Success

Defining our Future Beyond Technology

Reality Check: GenAI in Banking, Will Banks Own the Errors?

Digital Banking’s 2X Impact on Revenue! Digital Euro Won't Break the Banks; The World is Going Cashless; SE Asia's Platform Economy Success Story!

Profit Surge: Digital Banking’s 2X Impact on Revenue!

BUSTED: DIGITAL EURO WON'T BREAK THE BANKS

Southeast Asia's Platform Economy Boosts Growth

The Data Proves The World Is Going Cashless

PayTM shows how not to balance risk and growth, CBDCs won't break the banks, Apple Vision Pro shows the metaverse is alive and well.

Payment Risks Drive Growth, Tell That to PayTM!

BUSTED: Bank of Canada shows CBDC will not kill banks

The Metaverse Beyond the Hype: Three Ways It Will Change Our World

The Year of the Dragon: tough on CBDC and embedded finance, but a golden age for fintech with Asia in the lead!

"A golden age of fintech with Asia expected to lead by revenues in 2030."

Embedded finance may be the future, but it is a long time coming.

MYTH BUSTING: No the Digital Euro Won't Reduce The EU's GDP

Did you hear the earthquake? 🫨 Been shopping recently? 🛒 Banks and GenAI: A double-edged sword, 🗡️18 Fintech sectors to follow in 2024

GEN AI WILL HAMMER BANK EMPLOYEES

80% of Banks are Looking to AI to Increase Productivity and Profit, But There's No Free Lunch!

18 Fintech Sectors to Follow in 2024 as the "Journey Continues"

The Retail Revolution Won't Happen WithoutFast and Free Instant Payments not Cards with High Fees

Fintech's future is in Asia🌏 Banks need to follow the money💵 Digital pound privacy in the spotlight £ Tether stablecoin has blood on its hands.🩸

Bank of England Digital Pound Privacy Solutions Will Not Assuage Anti-CBDC Zealots

Banks must "follow the money" and partner with digital platforms and superapps, not telecoms

TETHER STABLECOIN IS THE MOB'S FAVORITE AND HAS BLOOD ON ITS HANDS

The Future of Fintech: Asia and Payments Rule!

Change is coming faster than most think: AI to impact 40% of jobs worldwide, Banks struggle to get a digital edge, top trends in payments.

Retail Banking Top Trends 2024: Digital is King

Payments Top Trends for 2024: Real-time Rules

Bank Digitization is too Little too Late as they Fall Behind and Miss Out on $7 tn in value

Inequality: A real problem that shouldn't require resorting to Karl Marx to solve.

IMF: 60% of Jobs in Advanced Economies Impacted by AI!

GenAI isn't as smart as you think, we review the 4 top banking trends in 2024, and macro trends matter because fintech doesn't live in a vacuum.

Global Risks: Fintech Doesn't Live in a Vacuum

Global Cooperation is Stalling: Be Afraid, Be Very Afraid

Four Macro Major Banking Trends for 2024

ChatGPT and LLM's Aren't as Smart as You Think

Twelve FinTech Myths Debunked for 2024